You may be able to use the Studentcare Dental Network, sometimes referred to as the Student Dental Network or SDN, if you’re enrolled in a participating college or university health and dental plan. Eligibility, covered services, and reimbursement amounts depend on your specific student association plan. Check your student account or plan portal, confirm your coverage is active, and verify that the treating dental professional participates in the network.
Studentcare notes that plan coverage and network reductions differ among institutions, and that appointments must be with a participating professional to receive the network reduction.
Contact Us to Verify Your Coverage
What Is the Studentcare Dental Network?
It’s worth separating a few related terms:
- Your student insurance plan — the coverage itself, arranged through your student association.
- The Studentcare network — a group of participating dental professionals.
- The network reduction — an additional discount available when you see a participating provider.
- Direct billing — available at some, not all, participating offices.
Studentcare is a private student benefits administrator, not a government program.
Who May Qualify?
- Students are automatically enrolled through an eligible student association.
- Students who completed self-enrolment where their school permits it.
- Eligible spouses or dependents added to an existing plan.
- Students who have not opted out of their plan.
- Students whose coverage period has already started.
Three Steps to Check Your Eligibility
- Check your student account for a health and dental plan fee.
- Find your specific student association plan on the official Studentcare portal.
- Confirm your coverage dates, plan number, and network status before your appointment.
Which Ontario Schools Participate?
Coverage details vary significantly by institution and by academic year. Rather than list unverified figures here, we recommend confirming your specific plan directly through your student association’s official Studentcare page, since:
- Undergraduate and graduate plans often differ.
- Policy periods reset annually.
- Coverage percentages and annual maximums vary by school.
This section should be updated with school-specific details only after each has been verified against the current official plan documentation for the applicable academic year.
How Much Does the Network Cover?
- Coverage varies by school and by plan.
- Preventive, basic, and major services may be reimbursed at different percentages.
- Annual maximums and service limitations often apply.
- Specialist care may be treated differently from general dental services.
- “Up to 100%” language on a plan does not mean every procedure is fully covered; always confirm specifics for your situation.
What to Bring to Your Dental Appointment
- Student identification.
- Insurance or a pay-direct card.
- Group or policy number.
- Member identification.
- Information about any other dental coverage you may have.
- Any relevant medical information.
Studentcare vs. CDCP
These are separate programs with separate rules:
- Studentcare is tied to your specific student association plan.
- CDCP is a federal program with its own eligibility criteria; our article on CDCP eligibility in Ontario covers that separately.
- If you have any dental coverage — including a student plan- disclose it fully so your dental office can review how everything coordinates. Our comparison of CDCP vs. private dental insurance explains this coordination in more detail.
If you’re a student trying to figure out your coverage, Forest Manor Dental can help you check your Studentcare eligibility and plan your visit accordingly.
Frequently Asked Questions
Is every Ontario student automatically covered?
Not necessarily. It depends on your specific student association’s plan and whether you’ve opted in or out.
How do I know whether I opted out?
Check your student account or contact your student association directly.
Can international students qualify?
This depends on the specific plan at your institution; check your student portal.
Are graduate and undergraduate plans the same?
Often, not many schools maintain separate plans with different coverage.
Can I visit a dentist outside the network?
Often yes, but you may not receive the additional network reduction.
Does Studentcare cover cleanings and examinations?
Most plans include some preventive coverage, though specifics vary; confirm with your plan.
Does Studentcare cover fillings?
Many plans include basic restorative coverage, subject to your plan’s terms.
Are wisdom-tooth extractions covered?
This varies by plan. Check your coverage details, and see our guide on wisdom teeth removal costs for general cost context.
Can my spouse or child use my student dental plan?
Some plans allow dependents to be added; confirm through your student portal.
Can the dental office check my coverage before treatment?
Many offices can verify your coverage status before your appointment. Ask when booking.
What happens when my student coverage expires?
Coverage typically ends at the close of the policy period unless renewed through your student association.
Can Studentcare and another dental plan be coordinated?
In some cases, yes, let your dental office know about all applicable coverage so they can review coordination.
